Financial experts recommend maintaining a savings account with a minimum of $500, which should be designated strictly for emergencies. For many households, this can be an impossible task. It may be difficult enough to make all of your monthly payments, let alone put away money every week for a rainy day. So, how do you… Read More »
It’s something none of us want to think about, yet we all have to at some point: how are we going to pay for our retirement? It is one of life’s inevitable facts that we will have to stop work eventually – or will choose to do so – but the worry of not being… Read More »
When you run a household, you want to do everything you can to make sure that your family’s budget is in line. You need to look for every opportunity to save money. Part of saving money is reducing spending altogether. There are multiple ways you can reduce spending. Buying second items is a fantastic way… Read More »
Personal loans, also known as signature loans, are a great way to finance your unexpected expenses. They help you consolidate your debt, and fund expenses like vacation, wedding, medical emergencies, besides others. Many individuals have pre-conceived notions about loans, some of which may not be true. It is important to have adequate information about… Read More »
Last year, you had promised your family that you will take them to Singapore for a holiday this year. You were saving and had decided to save up Rs 3 lacs for the trip. But in the end, you could only save Rs 1.5 lac. So now, you are short of funds. What can… Read More »
According to statistics released by the Council of Mortgage Lenders (CML) in March of 2016, there has been a significant increase in the number of remortgages granted by lenders. The figures showed an overall increase of 32% in the value of mortgages compared to a year ago and an increase of 35% in January… Read More »
Fresh out of college and looking for work, what could be more beautiful than that? Not having to deal with your student loans. The crippling debt you accumulated over the course of your studies is the first discouragement you will receive in life. Unless you start planning ahead and come up with an easy financial… Read More »
The financial schemes in India have come off age especially over the last 10 years. Housing loans have been segregated into host of other products such as: House construction loan Home top up loan Fixed home equity credit facility Construction cum home loans Loan against property Reverse mortgage, etc. The complete details on home loan… Read More »
Anyone planning to start a career in the finance industry needs to have a clear idea of where they are headed and a real plan of how to get there. As with any career choice, luck can play an important part at any stage, but doing your research and making sure you know how to… Read More »
As we get older, we might have increasing concerns about staying healthy and securing the health care we need – especially against the apparently increasing difficulties of the National Health Service (NHS) to cope. In short, this is likely to result in a keen interest in all that a private health care plan may bring…. Read More »
