Thank goodness for the internet, and thank goodness for smartphones! It has never been so easy to find out everything you ever wanted to know about finances and how to manage them. There are great websites, useful tips and tricks, and even plenty of apps to help you get to grips with budgeting. With so many great apps out there, we have taken the liberty of checking out some of the best to help you with your everyday finances:
Spending Tracker – There are a few apps out there that do the same sort of thing, but this is one of the most popular out there. List your expenses as you go and it will add up what you are spending. We all have our phones on us when we are out and about. Spending on plastic can make it challenging to keep track of how much money has been spent. This app tallies it up, and lets you see exactly where you are spending. Great for those who scratch their heads at monthly credit card statements! Visit websites like www.wealthmaverick.com to see how you can do better.
Visual Budget – There are many spreadsheet based budget tools out there. Google offer mobile spreadsheets, and Documents is another useful app for the same. Visual Budget adds value to a bog standard spreadsheet. You can manage your expenses and budget in one place and consolidate them in app. You can check off bills that come in as paid. Most importantly, you can use several accounts or group your bills and see them in one place.
Goodbudget Budget Planner – This one is a great idea if you share your accounts with a spouse or loved one. Providing you remember to input what you have spent, you can pull reports and analysis to help the pair of you tweak your budgets to perfection. It takes a little bit of work but can provide powerful tools to help you manage your family finances more carefully.
Savings Goals – The first of our apps that isn’t free, Savings Goals helps you visualize those all important savings ambitions. Whatever you are saving for, the app will show you how far you’ve come and how far you still have to go. It is quite handy as an incentive for keeping your savings dreams alive, albeit quite a simple app.
mySupermarket – This little gem is great for shoppers of British supermarkets. The barcode scanner is the best bit. Stand in the aisles and only buy it if it’s cheapest where you are! It’s pretty good as a shopping list too. The idea is to save you those valuable few pennies between stores. The trouble is, it may cost you more than the saving driving to them all!
Meter Readings – Another app that is worth the price tag is Meter Readings. All you need to do is input your readings over the course of a month, quarter or year to see where your money is being spent. All services can be recorded, and prices compared with other suppliers if you are UK based.