Many people talk about taking out a mortgage, but very few understand what this actually means. This is a massive financial commitment; probably the biggest one you’ll ever make in your life. That means you need to make sure that it’s the right thing to do for you. You also need to make sure that… Read More »
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Link to source of image If you’re a first-time buyer looking at buying a home, you might have come across the Help to Buy scheme and something called “shared ownership schemes.” While the former is a Government scheme, the latter are run by housing associations. Both of these options can help first-time buyers get onto… Read More »
Budgeting for a frugal life might sound boring, but you’ll thank yourself in a few years when you can afford to retire early because of all of your savings. Budgeting allows you to do many things; saving and investing being just two of those things. The less you spend, the less you need to earn… Read More »
If you are about to take your first steps onto the property ladder, you are no doubt feeling tentative about the huge financial commitment that you are making. If you want to make sure that you are making a sound financial decision, there are some things that you need to know. Your mortgage advisor may… Read More »
Simon Cunningham When you are stepping into the world of mortgages, you may get a little confused and wonder if the agent is acting in your best interests. That is why it is best to arm yourself with as much knowledge on the subject as you can before you apply for one. It is probably… Read More »
Buying an item you then find doesn’t work when you get home or is poor quality and breaks soon after buying is a frustrating experience. Taking it back to the store to have your request for a refund or replacement denied is even more frustrating and can cause feelings of anger and distress. In a… Read More »
Picture Author When we reach our early 40’s, most UK residents start panicking because they’ve not paid enough attention to making preparations for their retirement. Sadly, the government currently has plans to increase the age of eligibility to around 70, and this means most of us will never get there anyway, especially when you consider… Read More »
When it comes to paying the bills each month and supplementing a main income, quite a lot of people across the United States tend to have second jobs. But did you know that there are several ways that you can bring home the bacon, so to speak, without having to do lots of work for… Read More »
It is frustrating to know that just when you are excited about weaving through the roads for the first time, you find out that you are required to pay eye-watering sum of money for your car insurance because you are young. Young drivers’ car insurance policies are indeed more expensive than the older experienced drivers’… Read More »
So it’s now 2013 and this question is back in the news. Some things hardly change. Remember David Cameron’s concerns of 2010: “Could it be true that laws designed more than three centuries ago with the express purpose of creating economic incentives for innovation by protecting creators’ rights are today obstructing innovation and economic growth?”… Read More »